If you are in the market for a payday cash advance, then you may, at first, be tempted to think that payday loans lenders may be all pretty much the same.

In fact you may find that there are some significant differences in the way that they operate and this may mean that some might be more suitable for your particular situation than others:

• some payday loans lenders such as paydayloans.org.uk typically operate online and may be able to offer a completely paper free service which, by cutting out postal or fax delays, may mean a very speedy response to your application;

• the amounts typically borrowed using payday cash advances might range from £80-£250 though more may be available in certain circumstances and different providers may use different lending criteria;

• a typical payday cash advance may be due for repayment on your next payday – in some circumstances different providers may offer the option of your next but one pay date;

• there are some providers of payday advances who may arrange to have the money transferred to your account in as little as a couple of hours following approval of your borrowing application;

• using a provider of payday advances who can automatically pick up your repayments on the agreed date by way of a debit card transaction, may mean that you don’t have to remember to do anything about it, apart from ensuring that there are sufficient funds in your account on the due date to meet the transaction;

• types of credit check carried out – because of the sums of money involved and the short term nature of this type of borrowing, you may find that some payday loans lenders do not feel it necessary to carry out an in depth credit check on all applicants, preferring instead to carry out just a lightning fast check;

• the less rigorous credit check may mean that your application may be approved even if you have had debit issues in the past, though it may be wise to bear in mind that payday cash advances are not suitable for debt rescheduling or consolidation purposes;

• different payday loans providers may offer different interest rates for their products and it may make sense to look at these in relation to other aspects of their service;

• the charges applied by payday loans lenders may vary – for example, if you ask to reschedule your repayment date then, in addition to additional interest due, other charges may apply and not all providers may levy the same amount.